DeloitteEmployer profile
Senior Consultant - Credit Risk Management
Location not specified · 5–8 yrs
Experience- 5–8 yrs
Salary- Not disclosed
Location- Location not specified
- Work mode
- Not specified
- Job type
- Full-time
Apply by- Closing date not listed
- Posted
- 11 Sept 16
About this role
SummaryPosition Summary
Deloitte Risk and Financial Advisory's Credit Risk (Lead/Senior Solution Advisor)
Deloitte Risk and Financial Advisory's Credit Risk professionals help financial institutions manage and measure credit risk across the credit lifecycle, through credit modeling, process assessment and redesign, digital transformation, and responding to evolving business and regulatory environments.
Work you will do
The ideal candidate will be intellectually curious, analytical, and driven with genuine passion for credit risk and the financial services industry as well as building relationships. Candidates should be energized by continuous personal improvement, proactively seeking out new skills and perspectives and exhibiting openness to coaching from senior colleagues. Your responsibilities will include:
- Leading/Supporting projects/skills such as:
- Strong analytical skills and experience in using credit risk assessment tools.
- Solid understanding of consumer credit scoring models and their limitations.
- Experience in researching and analyzing industry trends and regulatory changes relevant to small dollar lending.
- Proficiency in data analysis and reporting, using tools like Excel and Power BI to create insightful presentations.
- Excellent communication and written skills to document review findings and recommendations effectively .
- Continuously building knowledge of industry best practices in credit risk management
- Working on engagements in a team-based environment, partnering directly with clients, fellow practitioners, and Deloitte consultants from complementary disciplines
- Helping your Manager and Senior Manager present your team’s findings to client stakeholders and implementing recommendations.
Required:
- Credit risk management processes
- Commercial/wholesale lending,
- Retail/consumer lending
- Bank regulatory compliance
- Credit risk evaluation, including qualitative and quantitative approaches, as well as modeling, analytics, and forecasting including (CECL, CCAR, risk rating scorecards, risk-based pricing, etc.)
- Conduct independent credit risk reviews based on assigned caseloads.
- Analyze financial data, including income, expenses, debt obligations, and employment history.
- Assess risk factors based on underwriting criteria, credit score, and other relevant information.
- Develop and implement mitigation strategies, such as requesting additional information or recommending alternative loan terms.
- Prepare review reports and presentations, highlighting key findings and recommendations.
- Advanced degree and/or certification (e.g.Masters degree, MBA, FRM, or CFA)
- Working in financial services sub-area such as Retail Banking, Commercial Banking, Transaction Banking, Wholesale Banking, Cards & Payments, Real Estate, FinTech
- Prior work experience in a credit risk or underwriting role at a bank, fintech, or other financial services institution
- Familiarity with a wide range of banking functions, including:
- credit products and operations
- loan products and operations (deposits, credit cards, lending, underwriting)
Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee (“DTTL”), its network of member firms,
and their related entities. DTTL and each of its member firms are legally separate and independent entities. DTTL (also referred to as “Deloitte Global”)
does not provide services to clients. In the United States, Deloitte refers to one or more of the US member firms of DTTL, their related entities that
operate using the “Deloitte” name in the United States and their respective affiliates. Certain services may not be ava ilable to attest clients under the
rules and regulations of public accounting. Please see www.deloitte.com/about to learn more about our global network of member firms.
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Requisition code: 176141