IDFC FIRST BankEmployer profile

Product Lead-Mortgages

Location not specified · Experience not specified

Experience: Experience not specified
Salary: Not disclosed
Location: Location not specified
Work mode: Not specified
Job type: Full-time
Apply by: Closing date not listed
Posted: 13 May 25

About this role

Role/ Job Title: Product Lead - Rural Mortgages

Place of Work: Mumbai

Business: Rural Banking

Graduate Full Time: Bachelors in Commerce / Arts / Science / Biology / Business / Computers / Maths / Engineering / Management / any others.

Function/ Department: Rural Banking

Job Purpose

To lead and champion the Rural Mortgages across branch network. The job involves inputs to explore segments, enter new markets, deepen the product - in the process scaling up a healthy and robust book.

Key / Primary Responsibilities

Explore new segments and opportunities across Mortgages.
Maintain Health and Size of Mortgages book, especially in the Affordable Housing Segment
Market data analysis to track the performance of competitors and market trends
Product planning and road map of new products with finalizing specification agreement with sales and marketing team.
Finalizing the market positioning document and business cases for all the new projects and sign off with all the stakeholders.
Capturing the new technological trends to enhance our product
Develop comprehensive marketing plans for sales and marketing teams
Support and coordinate with sales team to drive business
Ensure Timely training programs
Build and Grow the Mortgages (HL & LAP) book in Rural Banking
Build Digital Journeys and systems to enable business scale up
Ensuring periodically data & analysis sharing
Portfolio Review and Performance management

Secondary Responsibilities

Adherence to Regulatory and Compliance Matters
Create seamless customer journeys.
Use technology as a Force Multiplier
Build a Culture of Learning
Coordinating with different stakeholders for smooth functioning of product

Managerial & Leadership Responsibilities

Direct Leadership: Grow and nurture Product Members. Ensure minimum attrition || Indirect Leadership : Enable maximum internal promotions in Rural Banking Mortgages vertical

Key Success Metrics

Book growth, book quality, Yield + TAT + Tenure in Mortgages, New Segments

Skills

Finance and Sales