IDFC FIRST BankEmployer profile
Product Lead-Digital Lending (Consumer Loans)
Location not specified · 0–12 yrs
Experience
- 0–12 yrs
Salary
- Not disclosed
Location
- Location not specified
Work mode
- Not specified
Job type
- Full-time
Apply by
- Closing date not listed
Posted
- 13 May 24
About this role
Role/Job Title: Product Lead - Digital Lending (Consumer Loans)Business: Retail Banking
Function/ Department: Consumer Lending
Place of work: Mumbai – Mumbai, BKC.
Roles & Responsibilities
- Building digital lending product journeys with Sprint Planning & Management for development, designing and marketing the Digital Lending journey.
- End to end Project Management for launching new to bank digital Lending product journeys.
- Understanding best in Market Practices in Digital Lending, enhanced or new APIs, data availability with DSPs, target markets to match the demand & supply.
- Management of Digital Lending Products and internal stakeholders like collections, marketing, Operations, customer servicing etc.
- Ensuring & improving Customer Experience and innovating market first offerings in the Digital Journeys.
- Adhering to all regulatory requirements of Digital Lending, Banking, Customer Servicing, Risk, Infrastructure Architecture & Enterprise Risk.
- Drive collaboration with internal stakeholders to develop implementation plans for new partnerships.
- Recommend process automation in order to improve service efficiency.
- Liase with the tech team to achieve successful technology integration with external partners and hence achieve faster TATs for partner go live.
- Work closely with the legal teams to close service agreements with external partners/vendors.
- Work close with all risk functions to ensure the product and portfolio is compliant with all applicable risk and compliance norms.
- Mentor and coach junior team members to percolate ethos of customer centricity, innovation, compliance and integrity.
- Build interpersonal relationship and support ecosystem with various internal and external stakeholders.
- Enable teams to drive growth targets by providing necessary support/
- Digital Lending product management Experience.
- Project Management Experience.
Book/AUM Size, Portfolio Quality, Partner satisfaction, Product Delivery.
Experience Level : 10 -12 Years minimum.