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IDFC FIRST BankEmployer profile

Product Lead-Digital Lending (Consumer Loans)

Location not specified · 0–12 yrs

Experience
0–12 yrs
Salary
Not disclosed
Location
Location not specified
Work mode
Not specified
Job type
Full-time
Apply by
Closing date not listed
Posted
13 May 24

About this role

Role/Job Title: Product Lead - Digital Lending (Consumer Loans)

Business: Retail Banking

Function/ Department: Consumer Lending

Place of work: Mumbai – Mumbai, BKC.

Roles & Responsibilities

  • Building digital lending product journeys with Sprint Planning & Management for development, designing and marketing the Digital Lending journey.
  • End to end Project Management for launching new to bank digital Lending product journeys.
  • Understanding best in Market Practices in Digital Lending, enhanced or new APIs, data availability with DSPs, target markets to match the demand & supply.
  • Management of Digital Lending Products and internal stakeholders like collections, marketing, Operations, customer servicing etc.
  • Ensuring & improving Customer Experience and innovating market first offerings in the Digital Journeys.
  • Adhering to all regulatory requirements of Digital Lending, Banking, Customer Servicing, Risk, Infrastructure Architecture & Enterprise Risk.


Secondary Responsibilities

  • Drive collaboration with internal stakeholders to develop implementation plans for new partnerships.
  • Recommend process automation in order to improve service efficiency.
  • Liase with the tech team to achieve successful technology integration with external partners and hence achieve faster TATs for partner go live.
  • Work closely with the legal teams to close service agreements with external partners/vendors.
  • Work close with all risk functions to ensure the product and portfolio is compliant with all applicable risk and compliance norms.


Managerial & Leadership Responsibilities

  • Mentor and coach junior team members to percolate ethos of customer centricity, innovation, compliance and integrity.
  • Build interpersonal relationship and support ecosystem with various internal and external stakeholders.
  • Enable teams to drive growth targets by providing necessary support/


Pre Requisites

  • Digital Lending product management Experience.
  • Project Management Experience.


Key Success Metrics

Book/AUM Size, Portfolio Quality, Partner satisfaction, Product Delivery.

Experience Level : 10 -12 Years minimum.

Skills

Product Management and Marketing
Product Lead-Digital Lending (Consumer Loans)Not disclosed